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Milam County, Texas

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The Utilization of Agricultural Credit By Negro
Farm Families in Milam County, Texas


by

Samuel Kirby Anderson

A Thesis in Agricultural Education Submitted
in Partial Fulfillment of the Degree of

Master of Science

In The

Graduate Division

of

Prairie View Agricultural and Mechanical College

Prairie View, Texas
August 1958




Acknowledgments

For the valuable information concerning the community, the writer wishes to express appreciation to the citizens of the community who gave first-hand information without which this study would have been incomplete.

For special encouragement, guidance and criticism, the writer acknowledges with thanks the help of Dr. J. M. Coruthers. Special appreciation is also due my wife, Mrs. Rebecca Anderson and my mother Mrs. Hattie Anderson. Without their assistance and inspiration, he could not have completed this study.



The Utilization of Agricultural Credit by
Negro Farm Families in Milam County, Texas

Part I Introduction 1
. Scope and Method of Study 1
. Purpose of Study 2
Part II Nature of Resource Factors in Milam County 2
. Human Factors 4
. Purpose of Study 2
. Population 7
. Educational Facilities 7
. Occupational Status 7
. Natural Factors 7
. Location 7
. Area 7
. Soils, Topography, and Climate 7
Part III Credit Institutions in Milam County 8
. Government Sponsored 9
. National Farm Loan Associations 9
. Production Credit Associations 11
. Farmers Home Administration 15
. Private 18
. Commercial Banks 18
. Merchants and Dealers 20
. Individuals 20
Part IV Presentation of Data 23
. Interpretation of Charts 24
. Analysis and Discussion 36
. Sample of Questionnaire 43
Part V Summary 40
. Conclusions 40
. Implications 40
Part VI Recommendations 42
. Bibliography 45



LIST OF TABLES

I. Number and Percentage Distribution of Farm Land
II. Number and Proportion of Negro Farmers in Regards to Status and Acreage in Milam County
III. Number and Percentage Distribution of the Educational Status of Negro Farm Operators in Milam County, Texas
IV. Age Levels of Negro Farm Operators in Milam County, Texas, May 1958
V. Number and Percentage Distribution of the Occupational Status of Negro Farm Operators in Milam County, Texas
VI. The Distribution of the Total Farm Areas
VII. Distributions of the Area According to Tenure
VIII. Kind, Amount, and Percentage Distribution of Major Cash Crops Sold by Negro Farm Operators in Milam County, Texas
IX. Kind, Amount, and Percentage Distribution of Major Livestock and Poultry Production Sold by Negro Farm Operators in Milam County, Texas
X. Capital Investment Per Farm by Tenure Status of Negro Farm Operators of Milam County, Texas as Compared with the United States
XI. Number and Percentage Distribution of Negro Farm Operators in Milam County, Texas Classified by Gross Farm Income and Tenure Status of Operator
XII. Farm Mortgage Holdings in Milam County for 1957, as Classified by Lenders. (In Thousands)




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We must say a special thank you to Gayle Clemons Newkirk of Lewisville, Texas , for typing the above thesis for use on the Milam County TXGenWeb site.

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Created on 2 Nov 2004 and last revised on __________